Instant Visa card
issuance
PayFar issues you an international Visa card in your own name. The virtual card is ready the moment you sign up, you top up your balance, and you spend anywhere Visa is accepted, no middlemen, no paperwork, no guesswork.
Built for the way people actually hold money
Four pieces, one account. Each one designed to remove a step you shouldn't have had to take.
Top up in seconds
Pay with your own bank card through a secure gateway. The amount lands in your balance the same moment, and the card is ready to spend.
A dedicated international Visa
A card of your own for online and in-store payments. Virtual in minutes, physical on request, and ready for Apple Pay or Google Pay.
A rate you see upfront
Your balance converts to the card's dollar balance at a quoted rate, shown before you commit, the fee is on the screen, not in the spread.
Custody you can explain
Passkeys, device-bound approval and an emailed receipt for every movement. Card details stay behind biometrics.
From sign-up to spending in three steps
Create your account
Sign up with your phone number and finish a quick identity check; your virtual Visa card is issued instantly.
Top up your balance
Pay any amount through the secure gateway. You see the conversion rate upfront, and the card balance is ready moments later.
Spend it anywhere
Online or in store, anywhere Visa is accepted, buy subscriptions, book flights, or withdraw cash at an ATM.
An international Visa card, issued instantly
A dedicated card of your own, not a shared or rented account. Load it, then spend it online, in store, or withdraw local cash at an ATM.
Spend what you hold, anywhere Visa is taken
No pre-conversion, no waiting for a transfer to clear. Authorise a payment and PayFar settles it from your balance at the moment of purchase.
- ✓Add it to Apple Pay or Google Pay and tap to pay from your phone or watch
- ✓Withdraw local cash at ATMs in 180+ countries, fee shown before you confirm
- ✓Restaurants, hotels, transit and taxis, pay the way locals do
- ✓Buy airline tickets and bookings on international sites
Licensed partners, auditable movements
PayFar builds the product; regulated partners hold the money and issue the card. Every transfer leaves a record you can export.
The things people ask first
How do I top up?
Through a secure payment gateway. You pay, see the conversion rate on the spot, and the card balance is ready moments later.
Where does the card work?
Anywhere Visa is accepted, online, in store and at ATMs across 180+ countries. Apple Pay and Google Pay are supported for contactless.
What does it cost?
No monthly fee. Top-ups show a single fee before you confirm, and conversion is quoted upfront, the rate you see is the rate you get.
How is the rate calculated?
The live rate is shown before you pay; the rate you confirm is the rate that applies, with no hidden spread.
How fast is a top-up?
Gateway payments usually confirm immediately, and your card balance is spendable a few seconds later.
Is the issuing fee refundable?
No. Once the card has been issued the issuing fee is not refunded, whether or not you use the card. The fee pays for issuing the card, and it counts as used the moment the card is bound to your account and its details appear in the app. Section 6 of the Terms has the detail.
This card is for you if…
One account for spending abroad, sending money home, and paying for services that never accepted your card before.
International travellers
Pay at hotels, restaurants, cafés, shopping centres and public transport without carrying cash.
Residence and rent
Rent, everyday living costs and local services, in any city you live in.
Sending money abroad
Top up your PayFar account at a transparent rate with instant credit, ready to spend abroad.
Supporting students and family
Send tuition, rent and monthly living costs quickly to a child or relative abroad.
Buying online service accounts
Pay for Claude, OpenAI, Gemini, Spotify, Netflix, YouTube Premium, Coursera and local subscriptions in any market.
Shopping from foreign stores
Buy from Amazon, Trendyol, Hepsiburada and other online stores with a card they accept.
Pay for the services that keep declining your card
Set your billing region, pay in the store's own currency, and stop relying on someone else's account. The card is a real international Visa, so the charge simply goes through.
One issuance fee, then no monthly cost
The exact issuance fee is quoted inside your account before you confirm. You pay it once, and there is no monthly cost after that.
- ✓Instant issuance of a virtual Visa card in your own name
- ✓Your first top-up credit
- ✓Delivery of the physical card on request
- ✓Persian-speaking support from day one
Why people stay after the first top-up
Install PayFar and manage the card yourself
Top up, freeze the card, watch the rate and read your statement, in Persian or English, on any device.
Reading before your first payment
Practical guides on paying abroad, choosing a rail, and keeping fees where you can see them.
Card limits explained: daily, monthly and ATM
What a PayFar card lets you spend in a day and a month, what a deposit is capped at, and when each limit resets.
Read the guidePaying for ad platforms with an international card
Why local cards get declined on ad accounts, and how to set up billing that keeps working after the first invoice.
Prepaid or multi-currency: which card fits you
A plain comparison of the two card models, what each one costs in practice, and who each is genuinely right for.
“We used to hunt for an intermediary for every foreign payment. Now we top up the account and the payment simply goes through the same minute.”
Open a PayFar account
An instantly issued Visa card for international spending. Minutes to set up.