Sell a card once.
Get paid for a year.
You earn a flat commission on every card a referred user activates, plus a share of the fees that same user generates for the next 12 months. Your link, your rate, your payout, in a panel you can open any hour of the day.
What would you actually make?
Move the two sliders. Every number below is computed from the same programme configuration the partner panel pays commission from.
PayFar takes 1.2% of what your referrals spend on their card as a transaction fee. Your plan decides how much of that reaches you, and up to what ceiling.
This is a projection, not a promise. Real commission is calculated on the fee actually charged on each transaction.
Ten cards a month is a salary. Fifty is a business.
Same rates, four different levels of effort. Nothing here assumes you sell to anyone twice, only that the people you already signed keep using the card they bought.
| Cards / month | Referrals after a year | First-year commission | Month-12 run rate |
|---|---|---|---|
| 5Side income | 60 referrals | 19,872,000 | 1,788,000 / per month |
| 12Replaces a salary | 144 referrals | 47,692,800 | 4,291,200 / per month |
| 30A small team | 360 referrals | 119,232,000 | 10,728,000 / per month |
| 60A real business | 720 referrals | 238,464,000 | 21,456,000 / per month |
Computed at 8,000,000 average monthly spend per referral, on whichever plan pays you more. Move the sliders above to model your own market.
Pick the plan that matches who you sell to
You always earn from two places: the card itself, and the fees your referrals generate afterwards. The plans differ only in how that split is weighted.
The bigger cheque on the day you sell. Good when your market buys a card for occasional foreign payments and then leaves it mostly idle.
Less per card, far more of the fees. Good when your referrals spend every month, freelancers, traders, families paying tuition abroad.
You can switch plan once every 30 days, and a switch never re-prices the referrals you already have, every one of them keeps the rate it was acquired at, which is why your ledger can show two different rates side by side.
You are not creating demand. You are pointing at it.
The card closes itself
Everyone who has had a card declined on an AI subscription, a hotel booking or a game store already wants this. The pitch is one sentence long.
There is no monthly fee to defend
One issuance fee and no subscription. The objection you normally spend the whole conversation on simply is not there.
Support is not your job
Persian-speaking support, in-app statements and a receipt for every movement. Your referrals ask PayFar, not you.
Four steps to your first link
Apply
Name, national ID, date of birth and a phone number. Your partner account is separate from your own PayFar wallet.
Get verified
Your identity is verified, and the IBAN you register for payouts has to belong to the same verified identity.
Share your link
Your referral handle, a separate tracking link per channel, and approved copy you can post exactly as it is.
Get paid
Commission is withdrawable as soon as it is booked. Whenever your unpaid balance is above 5,000,000, request a payout.
The partner panel, from day one
Not a spreadsheet someone emails you at the end of the month. A live panel where every click, sign-up, card and rial is accounted for.
- ✓Unpaid commission, paid to date, and a click → sign-up → verified → funded funnel
- ✓Every referral listed with the rate it was acquired at
- ✓Tracking links and QR codes per channel, so you can see which one actually works
- ✓Payout history, payout requests, and an exportable earnings ledger
- ✓Persian and English, right-to-left, on a phone or a desktop
The people already having this conversation
Crypto communities and channel admins
You already answer “how do I actually spend this?” every single day. This is the answer.
Highest conversionCurrency and remittance shops
Your walk-in customers are already asking for a card that works abroad. Now you have one to hand them.
Repeat walk-in volumeTravel agencies and tour operators
Every outbound traveller needs a card the hotel desk accepts. Attach it to the booking you are already making.
Seasonal spikesStudy-abroad consultants
Tuition instalments, rent and application fees, on a card in the student's own name, not a rented account.
High spend per referralCreators and tech reviewers
One honest video about declined cards outperforms a month of paid ads. Your link sits under it forever.
Scales with your audienceFreelance and agency networks
Colleagues paying for AI tools, hosting and ad platforms every month. The fee share never stops.
Best on Fee-firstThe rate you acquired at is the rate you keep
Programme rates are versioned. When a rate is lowered, the new number applies only to referrals acquired after the change. Everyone already in your book keeps paying you at the rate they were acquired at, and that is enforced by the commission code rather than promised in prose: the plan is stamped on each referred user, and every commission row keeps the plan it came from.
- Today's ratesUp to 300,000 per activated card, or up to 25% of transaction fees for 12 months, depending on the plan you choose.
- If rates changeNew referrals are acquired on the published rate of that day. Your existing book is untouched.
- Month 12The referrals you signed in your first month are still paying you. That is the part nobody believes until they see the ledger.
What it takes to join
- ✓No joining fee, now or later
- ✓A national ID and a bank account in your own name is enough
- ✓Businesses can apply too
- ✓Switch plan once every 30 days
What partners ask before applying
How much can I really earn?
Your commission has two parts: a fixed amount per activated card, and a share of the transaction fees your referrals generate for 12 months. The calculator on this page uses the live programme rates, put your own numbers in it. What no calculator can predict is how much your referrals spend, which is why its output is a projection rather than a promise.
When exactly do I get paid?
Commission is withdrawable as soon as it is booked, there is no holding period. To request a payout your partner account has to be approved, your identity check complete, an account in your own name on file, and your unpaid balance at least 5,000,000. An operator reviews and transfers it, and a 25,000 transfer fee is deducted from each payout. You can have one open request at a time.
Do I need a company or a licence?
No. An individual with a national ID and a bank account in their own name is enough. Businesses can apply too and record the company name on the profile.
What counts as a referral I get paid for?
Someone who arrives through your link and signs up. The flat commission is booked when their card order is paid for, and the fee share when they make a transaction that carries a fee. A sign-up that never gets as far as a card or a transaction earns nothing.
Can I change plan later?
Yes, once every 30 days. The new rate applies only to referrals you acquire after the switch; everyone already in your book keeps the rate they were acquired at.
What happens if I stop selling for a month?
The flat commission stops, because nobody activated a card. The fee share does not: each referral keeps paying you until the end of its own 12-month window, counted from the day that user signed up, and until it reaches that plan's ceiling.
Become a PayFar partner
The application is short, identity is verified against your national ID, and the rate you start on stays with the referrals you bring in.
Commission rates shown are the current programme configuration and can change for future referrals. PayFar provides technology; regulated payment services are delivered by licensed partners.