Microsoft 365Productivity & work

Buy a Microsoft 365 subscription with a Visa card

Microsoft 365 for the household's Office and the terabyte

The 365 subscription is mostly bought for two things: real desktop Office and the terabyte of OneDrive per person. Family covers six people from one payment, which makes it one of the best per-head software deals anywhere, provided the single card behind it renews without a fuss.

From $9.99 · no login required, no extra fee
Plans & pricing

Microsoft 365 subscription price

Prices exactly as Microsoft 365 charges them. Your card is billed in the same currency, and the conversion is quoted before you confirm, nothing is hidden in the spread.

PayFar charges no monthly fee on the card, you pay Microsoft 365 only.

Your privacy

We never ask for your Microsoft 365 login

Every other route asks you to hand over your Microsoft 365 username and password, or to buy a login that belongs to someone else. PayFar issues a Visa card to you instead, you pay Microsoft 365 yourself, in your own name, from your own account.

Resellers and shared accounts

They pay on your behalf: with access to your account

  • They ask for your Microsoft 365 email and password to pay for you
  • You wait hours: sometimes a day, for someone to process the order by hand
  • A middleman fee on top of the exchange rate, never itemised
  • One card funds dozens of accounts: they get flagged together

PayFar

You pay, yourself؛ we only issue the card

  • We never ask for your username or password: we have no way into your account
  • Pay Microsoft 365 the moment you decide to: the charge clears instantly, at 3am if you like
  • No extra payment fee: just the rate of the day, shown before you confirm
No credentialsYour account never leaves your hands

Nobody logs into your Microsoft 365 account but you. There is no shared password, no session on someone else's laptop, and nothing to revoke later.

InstantSeconds, not hours

You enter the card at Microsoft 365 checkout and the charge settles from your balance in seconds. No order queue, no operator, no waiting for business hours.

No hidden feeExactly what the service charges

Microsoft 365 charges its own price and PayFar adds no payment fee and no monthly card fee. The conversion rate is quoted before you confirm.

Payments that go through

What makes a Microsoft 365 payment go through

1A failed seat charge downgrades everyone

Workspace tools bill per member, and when the card fails the whole team drops together, history limits return, integrations pause. Keeping Microsoft 365 paid is cheaper than the morning lost to putting it back.

2The archive is the real subscription

What you actually pay for after year one is the accumulated history, documents, messages, boards. That archive lives under the paying account, which is a strong argument for the paying account being yours.

3Per-user pricing rewards an exact card

Adding a seat mid-cycle bills a prorated sliver to the card on file, instantly. That only works with a live card, and it is how a team grows without anyone doing paperwork.

Step by step

How to buy a Microsoft 365 subscription with a Visa card

  1. 1Open the Microsoft 365 admin or billing settings
  2. 2Pick the plan and the number of seats you actually need today
  3. 3Enter the PayFar card as the workspace payment method
  4. 4Match the billing country to your PayFar profile
  5. 5Confirm: seats activate at once, and later seats prorate to the same card

What you need first

  • A PayFar Visa in your own name, ready in under 3 minutes
  • A balance of at least $9.99؛ top up in rial
  • A billing country that matches your PayFar profile
Issue card + top up $9.99
Same card, same month

The rest of your productivity & work bill

One card covers all of it. These are the other productivity & work services people pay for with PayFar.

Questions

Buying a Microsoft 365 subscription: common questions

How much does a Microsoft 365 subscription cost?

Microsoft 365 plans: Personal $9.99/mo, Family $12.99/mo. Prices are exactly what Microsoft 365 charges; PayFar adds no monthly card fee, and the conversion rate is quoted before you confirm.

How do I buy a Microsoft 365 subscription with a Visa card?

Open a PayFar account; the virtual Visa card is issued in under 3 minutes. Top up at least $9.99, enter the card number, expiry and CVV at the Microsoft 365 checkout, and set the billing country to the one on your PayFar profile. The charge clears in seconds.

We are two people: is paid Microsoft 365 worth it?

At two seats the bill is small and the upgrade usually pays for itself in unlocked history and integrations. Start monthly; the card makes switching to annual a one-click decision later.

Can I expense this properly?

Yes: Microsoft 365 emails a proper invoice each cycle, and the card statement gives you the matching line. Clean enough for any accountant.

What if a teammate leaves?

Remove the seat and the next bill shrinks by itself. Per-user billing is fiddly to think about and completely automatic to live with.

Get a card that Microsoft 365 accepts

Open an account, top up in rial or crypto, and pay Microsoft 365 in your own name, no reseller, no shared login.